COVID-19 Information

SEDA-COG EDA COVID-19 Loan as of 4/22/2020

The new SEDA-COG EDA COVID-19 Loan Fund is for businesses negatively impacted by COVID-19. For-profit businesses can apply for loans of at least $10,000 starting now until funds are exhausted. No payments are due in the first six months. The total amount of the fund is $400,000. The interest rate is 3.25%.

Businesses must be in SEDA-COG’s region of Centre, Clinton, Columbia, Juniata, Lycoming, Mifflin, Montour, Northumberland, Perry, Snyder, and Union counties.

Funds can be used for working capital and can be disbursed based on past working capital expenses.  There is a $500 underwriting fee and a $100 filing fee.

Application Checklist
Exhibit A SEDA-COG Loan Application
Exhibit B COVID-19 Certification of Applicant and Other Entities
Exhibit C COVID-19 Debt Schedule
Exhibit D COVID-19 Personal Financial Statement

SBA Disaster Loan Information

Update as of 4/24/2020: The Small Business Administration will resume accepting Paycheck Protection Program loan applications on Monday, April 27 at 10:30 AM EDT from approved lenders on behalf of any eligible borrower. EIDL applicants who have already submitted their applications will continue to be processed on a first-come, first-served basis.   Pennsylvania small businesses can now apply for SBA Disaster Assistance loans Businesses can go to and apply online. If assistance is needed in completing the application, your local Small Business Development Center has consultants that can help. To locate your local SBDC office, visit

For more information:

Three Step Process SBA Disaster Loans

SBA Fact Sheet

PIDA CWCA Application Window CLOSED

Update for the new COVID-19 Working Capital Access Program (CWCA).  We have been notified by the Pennsylvania Department of Community and Economic Development (DCED) and PIDA that as of 6:00 PM on March 31, 2020, that they will no longer accept applications and we are to suspend any further submissions for the loan program. Reportedly the demand for the program has far exceeded the $61 million loan pool available.

Over the next several days, the successfully submitted applications will be evaluated by DCED/PIDA for approval. Successful applicants will be notified by DCED/PIDA, as to the process for closing on the loans once this information is made available.

If you have contacted SEDA-COG regarding this program, you will receive an email regarding the status of your inquiry and application status.

For questions regarding your application submission, please email

CARES Act and Loan Information

The programs and initiatives in the Coronavirus Aid, Relief, and Economic Security (CARES) Act are to help small business owners with whatever needs they now have. Click Here for the guide.

Cares Act Advance on Emergency Disaster Loan
On March 27, 2020, President Trump signed into law the CARES Act, which provided additional assistance for small business owners and non-profits, including the opportunity to get up to a $10,000 Advance on an Economic Injury Disaster Loan (EIDL). This Advance may be available even if your EIDL application was declined or is still pending and will be forgiven.

If you wish to apply for the Advance on your EIDL, please visit as soon as possible to fill out a new, streamlined application. In order to qualify for the Advance, you need to submit this new application even if you previously submitted an EIDL application. Applying for the Advance will not impact the status or slow your existing application.

Paycheck Protection Program
Update as of 4/24/2020:  The Small Business Administration will resume accepting Paycheck Protection Program loan applications on Monday, April 27 at 10:30 AM EDT from approved lenders on behalf of any eligible borrower. Please click on the documents below to learn more about the Paycheck Protection Program.

Paycheck Protection Program Overview

Paycheck Protection Program Fact Sheet for Borrowers

Paycheck Protection Program Application form as of 5/21/2020

Paycheck Protection Program List of 7(a) Lenders

Paycheck Protection Program FAQs as of 5/13/2020

Small Business Debt Relief Program (THIS PROGRAM IS NOT OPEN)
The Small Business Debt Relief program provides immediate relief to small businesses with nondisaster SBA loans, in particular 7(a), 504 and microloans. Under the program, SBA will cover all loan payments on these SBA loans including principal, interest, and fees, for six months. This relief will also be available to new borrowers who take loans within six months of the President signing the bill into law. We do not have details on the program beyond this at this time and will post updates as they are made available.  PLEASE CHECK BACK FOR UPDATES

Disaster Loan Webinars

The U.S. Small Business Administration is offering a webinar for Small Businesses to discuss the Disaster Loan Program being offered through the SBA. Following are links to the webinars (repeated) through next week:

•  Wednesday, April 15, 9:00-10:30: SBA Disaster Loan Webinar and Pennsylvania State Financing Programs to help Small Businesses with COVID 19:


For Businesses Wanting to Sell Medical Supplies or Equipment to the Commonwealth of PA

The Commonwealth Pennsylvania created a new web portal that will expedite the procurement of critical medical supplies. Click Here to complete and submit the critical medical supplies procurement form.

For Businesses Wanting to Sell or Provide Medical Supplies or Equipment to the Federal Government

• To sell medical supplies or equipment to the federal government, please submit a price quote under the COVID-19 PPE and Medical Supplies Request for Quotation. Full details can be found in the solicitation (Notice ID 70FA2020R00000011).

o This solicitation requires registration with the System for Award Management (SAM) in order to be considered for award, pursuant to applicable regulations and guidelines. Registration information can be found at Registration must be “ACTIVE” at the time of award. The SEDA-COG Procurement Technical Assistance Center (PTAC) can help you register in SAM. Contact our PTAC for SAM registration assistance.

• If you have medical supplies or equipment to donate, please provide us details on what you are offering.

• If you are a private company that wants to produce a product related to the COVID response – email

• If you are a hospital and other companies in need of medical supplies, contact your state Department of Public Health and/or Emergency Management.

• If you are interested in doing business with FEMA and supporting the response to COVID- 19 with your company’s non-medical goods and/or services, please submit your inquiry to the Department of Homeland Security (DHS) Procurement Action Innovative Response Team (PAIR) team at

Healthcare workers and first responders

If you are looking for additional personal protective equipment (PPE) or other healthcare supplies, the Pennsylvania Emergency Management Agency has a process to apply for unmet need requests here:

Mission Request Information

Unemployment Compensation and Paid Family Leave

While unemployment compensation eligibility determinations are made by the states, Congress recently made a number of changes to directly address COVID-19 concerns.

You can find more information by going to these state Unemployment Compensation resources:

Unemployment Compensation for Pennsylvanians from the CARES Act as of 4/13/2020

Unemployment Compensation What you Need to Know as of 4/13/2020

The United States Department of Labor has put together these resources to help you with information on paid family leave and COVID-19 sick time information:

Questions and Answers

Pennsylvania Manufacturing Call to Action Portal

The state recently created a portal to help businesses get critical COVID-19 products to market or retrofit their operations to begin production of those products. Click here to read more about the Pennsylvania Manufacturing Call to Action Portal.

PA Careerlink Portal for Businesses seeking Employees

Life-sustaining businesses can feature their job openings on the portal through this form. Businesses must meet the criteria of a life-sustaining business  and must have more than 10 job openings.

Emergency Ag Assistance Grants

Farms, processors, and other small food businesses in Pennsylvania impacted by the COVID-19 pandemic can apply through April 24 for Emergency Ag Assistance Grants up to $15,000. For more information and to apply, visit

COVID-19 Crisis Line for First Responders, Healthcare Workers

This free national mental health crisis line for COVID-19 first responders and healthcare professionals is open 24 hours and connects callers to licensed mental health clinicians for support. Call 1-800-327-7451 (TTY 711).

Self-Employed, Independent Contractors: Apply NOW for Unemployment Benefits (as of 4/20/20)

The application for unemployment compensation benefits for self-employed workers, independent contractors and others not typically eligible for benefits is NOW AVAILABLE on the Pennsylvania unemployment compensation system website – apply now:

Business Guidance for Reopening in Yellow Phase as of 5/4/2020

Governor Wolf released guidelines on  how businesses should open in the Red, Yellow, Green Phase. Business Guidance Handout 


U.S. Department of Agriculture – Information to help rural communities and businesses during COVID19. See more information

U.S. Department of Agriculture –  COVID -19 Federal Rural Resources Guide as of 4/13/2020. See more information

U.S. Department of Housing and Urban Development – Information for communities during COVID-19. See more information

The Pennsylvania State Association of Township Supervisors – Information for townships on COVID-19.  See more information

The Pennsylvania Boroughs Association –  Information available for Boroughs on COVID-19.  See more information

The Pennsylvania Municipal League – Information on COVID-19 for local leaders. See more information

SEDA-COG Resumes Housing Rehabilitation Work on May 1

•  SEDA-COG will resume Housing Rehabilitation work on May 1 because Gov. Tom Wolf has lifted restrictions due to the COVID-19 crisis on that sector, with certain safety precautions. Homeowners whose projects were interrupted will be contacted.

•  SEDA-COG will announce when weatherization services will resume.  

• Crisis services are still functioning. The Crisis program repairs a malfunctioning heating unit at no cost to residents who qualify for fuel assistance, the Low-Income Home Energy Assistance Program (LIHEAP). The Crisis program runs until April 15 this year. For residents whose heat source is malfunctioning, they should call their county assistance office. The county assistance office will forward the completed referral to SEDA-COG to assign to a subcontractor.

• We encourage any clients with questions or concerns to reach out to us at and we will direct your inquiries to the relevant department.

PA Department of Health COVID-19 Information

• Keep updated on the Commonwealth of Pennsylvania’s COVID-19 information from the Department of Health Click Here

Human Services Needs

• Not sure where to go for food, housing, and other human service needs during this time of crisis? Dial 2-1-1. Talked to a trained community specialist and get connected to resources in your area!

If you are out of work without pay, you are eligible to receive food sourced from the state and federal government from a food bank or food pantry in Pennsylvania. This includes service workers who are unable to get shifts or hourly wage employees of non-essential businesses that have voluntarily closed due to COVID-19 mitigation. You will be asked to verbally complete a Self-Declaration of Need form, as signatures have been temporarily waived due to COVID-19. Food pantries continue to operate throughout Pennsylvania, although some have updated hours and all are working on ways to connect people with food without risking contact. Find a pantry near you, then give them a call to make arrangements.

Pennsylvania Statewide Helpline Launched

The Department of Human Services (DHS) today announced the launch of a statewide Support & Referral Helpline staffed by skilled and compassionate staff who will be available 24/7 to assist Pennsylvanians struggling with anxiety and other challenging emotions due to the COVID-19 emergency and refer them to community-based resources that can further help to meet individual needs.

The toll-free, round-the-clock support line is officially operational. The number to call is 1-855-284-2494. For TTY, dial 724-631-5600.

Economic Stimulus Checks for Social Security Recipients

The U.S. Department of the Treasury and the Internal Revenue Service announced that Social Security beneficiaries who are not typically required to file tax returns will not need to file an abbreviated tax return to receive an Economic Impact Payment. Instead, payments will be automatically deposited into their bank accounts.

More information is available here

Vehicle, Safety and Emissions Inspections Date Extended

Vehicle registrations, safety inspections and emissions inspections scheduled to expire from March 16 through April 30, 2020, the expiration date is now extended until May 31, 2020. Click Here for details.

PA Career Link Employment Portal

Looking for employment? Search this new job portal for life-sustaining businesses that are hiring!

Stimulus Check Tracking Site

Track your stimulus check payment with this Get My Payment tracking site here.

COVID-19 Resource Guide for Older Adults

Visit this site for help, meals, nursing home concerns, prescriptions, and more.

Below are links to COVID-19 information from the 11 counties in SEDA-COG’s region:












COVID-19 Articles

SEDA-COG Operational Response to COVID-19

SEDA-COG Operational Response to COVID-19

In response to the COVID-19 pandemic and Gov. Tom Wolf’s order to close the physical locations of non-life-sustaining businesses, SEDA-Council of Governments (SEDA-COG) has closed its office(s) during this time, and in-person meetings have been...