ERIE – The Glass House Inn is under new ownership, thanks to a loan partnership with SEDA-Council of Governments (SEDA-COG) and Northwest Bank.  

Nigam Bhavsar bought the motel at 3202 W. 26St. from the prior third-generation owners with this financing. The inn had previously been updated including the carpeting, mattresses, and 32-inch TVs in each room, along with offering free Wi-Fi. The inn also has a well-maintained outdoor pool.  

As a result of the project, two full-time jobs will be created.  

The loans through SEDA-COG offered the low interest rates and long terms Bhavsar needed to make his business endeavor successful.  

The $281,700 Small Business Administration (SBA) 504 loan offered a fixed 20-year low interest rate, and the $60,000 SEDA-COG TEAM loan also had the benefit of a fixed low interest rate.  

Bhavsar said John Reichard, SEDA-COG senior relationship manager, was helpful throughout the process.  

“Everyone at SEDA-COG was very responsive and professional when answering all my questions. John Reichard was very knowledgeable with the SBA 504 program and walked me through the details of the program,” Bhavsar said.  

Northwest Bank partnered with SEDA-COG on the project with most of the financing.  

Paul Kruszewski, Northwest Bank business banker, said the partnership made for a “winning solution” for the borrower.  

“SEDA-COG was instrumental in providing a financing solution for Dattam Hospitality LLC (Nigam Bhavsar). By offering an attractive rate and borrower-friendly terms, Northwest and SEDA-COG provided a winning solution to our borrower,” Kruszewski said. “The staff at SEDA-COG was very timely and informative, allowing for an easy loan approval process. I look forward to partnering with John Reichard and SEDA-COG on future opportunities.”  

For more information about the Glass House Inn, visit  

To start a financing partnership with SEDA-COG, call 1-800-332-6701 and ask for the Business Finance department or email John Reichard at  

Northwest Bank is a full-service financial institution that offers a complete line of personal and business banking products, loans, investment management, trust and insurance services and employee benefits from 172 full-service locations across Pennsylvania, New York, and Ohio. Northwest Bancshares Inc. is the holding company of Northwest Bank and is listed on the NASDAQ Global Select Market as NWBI. For more information, visit  

SEDA-COG’s Business Finance Department serves the entire state of Pennsylvania for the SBA 504 program. For Pennsylvania Industrial Development Authority (PIDA) and SEDA-COG loans, SEDA-COG serves 11 central Pennsylvania counties: Centre, Clinton, Columbia, Juniata, Lycoming, Mifflin, Montour, Northumberland, Perry, Snyder, and Union.