Featured – Page 29 – SEDA Council of Governments

Centre County Commissioners provide a new grant for Centre County small businesses

Posted on July 20, 2021July 20, 2021 by DNS Admin

A new COVID Relief Grant for eligible Centre County small businesses will open on July 20, 2021. The Centre County Commissioners have allocated $3,000,000 of American Rescue Plan funding for a small business grant program. The small business grant program funding will be distributed on a first come, first served basis. The Centre County Commissioners expect the first checks to be mailed to small businesses in August.

Centre County Commissioner Michael Pipe said, “The Commissioners are urging businesses to apply as soon as possible. We have allocated additional funds to help Centre County businesses get back in full operation after the disastrous effects of the pandemic.”

SEDA-COG will be assisting the Centre County Commissioners by receiving and reviewing the applications. Businesses can apply at SEDA-COG’s website starting July 20, 2021, until the funds are exhausted. A full listing of requirements can be found on the website. If a business has filed their 2019 and 2020 federal business taxes, the grant application can be completed quickly.

Kim Wheeler, SEDA-COG’s executive director said, “We know that small businesses are the backbone of the local economy, yet they’ve been negatively affected by the pandemic. That’s why we are so pleased to be helping the Centre County Commissioners collect and review applications to help these small businesses.” Grant amounts are in $2,000 increments up to a maximum of $20,000 and the funds will assist businesses in covering the business’ operating expenses incurred in 2021. Operating expenses include, but are not limited to payroll, rent, mortgage, utilities, costs of goods, supplies, raw materials, etc.

Eligibility includes, but is not limited to, being in Centre County, having fewer than 500 full-time employees, must be in business at the time of application, and plan to stay in business until at least December 31, 2021.

The grant program was created from American Rescue Plan funding through the U.S. Department of Treasury.

For more information, contact SEDA-COG Grants Manager Betsy Lockwood at 570-522-7265 or elockwood@seda-cog.org.

As a community and economic development agency, SEDA-COG enhances the quality of life and economic advantage for residents and businesses in 11 central Pennsylvania counties through its vital partnerships and initiatives. SEDA-COG also is an advocate for the interests of its communities at the state and federal levels.

Port Trevorton restaurant opens using COVID-19 and local bank loans

Posted on July 20, 2021July 20, 2021 by DNS Admin

Shaffer Restaurant and Soft Serve in Port Trevorton was purchased in December 2020 and the restaurant’s new name is Lauver’s Family Traditions Restaurant. Charlene Lauver is the new owner and operator of the business. Lauver’s Family Traditions Restaurant opened on January 5, 2021. Charlene partnered with Northumberland National Bank and SEDA-COG for the purchase of Shaffer Restaurant and Soft Serve. The restaurant industry has been hit very hard by the COVID-19 pandemic. In December 2020, restaurants were forced to operate at 50% capacity which qualified the SEDA-COG loan to fall under the federal Economic Development Administration’s (EDA)-COVID-19 eligibility.

Tom Rall of Northumberland National Bank was able to connect Charlene with local resources and made the introduction to SEDA-COG for funding. “We were pleased to partner with SEDA-COG and support a new local business while reducing the overall cost on interest for the life of the loan. We’re thrilled that everyone worked hard to help Charlene’s restaurant meet the timeline for the Sales Agreement.” The Northumberland National Bank carried the SEDA-COG portion of the project until the EDA –COVID funds could be disbursed.

Ms. Lauver was very happy with the SEDA-COG EDA COVID-19 loan’s low interest rate that is fixed for the life of the loan. “The savings on interest is a great help to my business,” Lauver said.

Ms. Lauver has over 12 years of experience as an owner and operator of a restaurant. She previously owned another restaurant until 2018, when she sold the business. When asked why she wanted to get back in the restaurant business, Ms. Lauver said “After taking a two-year break and working for other people, you miss the feeling of contentment and all of the customers.”

Lauver’s Family Traditions Restaurant is a full-service restaurant and ice cream stand. For people who would rather eat at home or have a nice picnic, they also offer take out service. They can cater your event as well. Currently the restaurant is only open Thursday – Sunday serving breakfast, lunch, and dinner. They also offer daily specials. The Sunday lunch special is a home cooked style meal. You can check them out on facebook or at https://lauvers-family-traditions-restaurant-llc.business.site/. For take-out, call the restaurant at (570) 374-2840.

For more information about SEDA-COG’s loans, please contact John Reichard at jreichard@seda-cog.org or Mike Morrison at mmorrison@seda-cog.org. To learn more about The Northumberland National Bank’s business lending, visit https://norrybank.com/business/loans/

As a community and economic development agency, SEDA-COG enhances the quality of life and economic advantage for residents and businesses in 11 central Pennsylvania counties through its vital partnerships and initiatives. SEDA-COG also is an advocate for the interests of its communities at the state and federal levels. For more information, visit www.seda-cog.org.

Housing rehabilitation grants offer opportunity for general contractors

Posted on July 8, 2021July 8, 2021 by DNS Admin

With the potential to add another community to our housing rehabilitation program, there’s an even greater opportunity for general contractors to work with municipalities and SEDA-Council of Governments (SEDA-COG).

Contractor work may include structural, roofing, plumbing, electrical, heating/furnace, window replacement, radon mitigation, energy-related improvements, and, if they have certain certifications, lead-based paint mitigation.

Housing rehabilitation bids typically range from $20,000 to $65,000, with timely payment to contractors.

SEDA-COG strives to work with local contractors to invest in the local economy, said Teri Provost, director of SEDA-COG’s Housing Rehabilitation program.

“Not only do these grant awards benefit the community and homeowners, but the local economy as we seek to work with local general contractors to perform this work,” Provost said.

SEDA-COG works with housing rehabilitation programs in the boroughs of Berwick, Jersey Shore, Milton, Mount Carmel, and South Williamsport; the cities of Lock Haven, Shamokin, and Sunbury; the Town of Bloomsburg and Mount Carmel Township; and Juniata, Montour, Snyder, Perry and Sullivan counties.

This means work flexibility for contractors, Provost said.

“Contractors can choose where they want to work, so there’s tremendous work flexibility,” Provost said. “Additionally, our work is year-round, so we offer a steady flow of projects. And if they don’t want to perform lead-based paint mitigation, we don’t require that certification for lead-free homes.”

Interested contractors also have the option of meeting one-on-one with SEDA-COG to answer any questions they may have. SEDA-COG streamlines the process for contractors with a rehabilitation specialist assigned to each community.

Contractors may contact SEDA-COG’s Danielle King at 570-524-4491 ext. 7325 or dking@seda-cog.org.

Grant may offer no-cost home repairs for Sullivan County homeowners

Posted on April 29, 2021 by DNS Admin

Sullivan County has designated Community Development Block Grant (CDBG) funds for Owner-Occupied Housing Rehabilitation work. Homeowners who live in their home full-time are encouraged to apply now to get on the waiting list.

Plus, more dollars can now be spent per home than in previous grants, so homeowners can receive up to $50,000 for rehabilitation improvements and up to an additional $25,000 to reduce and stabilize lead-based paint.

Eligible repairs include structural, roofing, plumbing, electrical, heating/furnace, window replacement, radon and lead-based paint mitigation, and energy-related improvements. Also included are modifications for mobility-impaired residents.

The county will provide up to $75,000 as a no-interest loan, which will be forgiven if the property is not sold or transferred for at least five years after the rehabilitation is complete.

SEDA-Council of Governments (SEDA-COG) assists the homeowner through the whole process, said Teri Provost, director of the agency’s Housing Rehabilitation program.

“We help the homeowner from start to finish – from obtaining a contractor, managing the project, to anything that may arise during or after the rehabilitation process,” Provost said.

Interested homeowners may call SEDA-COG’s Stacy Anderson at 800-326-9310, ext. 7215.

Qualifications:

Primary residence must be in Sullivan County.
Own the home or have Life Rights to live in it.
Be current on all local taxes and municipal utility bills.
Provide proof of homeowner’s insurance.
Live in the home an additional five years.
Meet income qualifications base on household size below.

Gross household income not to exceed:

Size Income Limit

1 — $36,350
2 — $41,550
3 — $46,750
4 — $51,900
5 — $56,100