Day: July 24, 2020

Milton homeowners who live in the 100-year floodplain (Zone AE) can get discounted elevation certificates that can reduce their flood insurance costs.

The Federal Emergency Management Agency (FEMA) elevation certificates cost $700 for these homeowners. This is a discounted group price that SEDA-Council of Governments (SEDA-COG) negotiated with Orangeville Surveying Consultants Inc. Without the discount, the rate can be as expensive as $2,000.

Elevation certificates compare a structure’s elevation to the base flood elevation shown on the map being used for rating and determine the cost to cover flood risk. If the certificate shows the property at a high elevation, it will lower the flood insurance cost.

“The elevation certificate can be a useful tool when comparison shopping for flood insurance from the National Flood Insurance Program (NFIP) versus the private insurance market,” said Doug Diehl, Milton Borough’s zoning and code enforcement officer and floodplain manager. “You also can know the flooding frequency, history, and depths.”

Diehl said several local municipalities are involved in the Community Rating System (CRS). By meeting CRS requirements, a municipality can achieve a specific class designation which in turn gets the resident of that municipality an automatic flood insurance rate discount through the National Flood Insurance Program, which is not applicable to the privatized flood insurance market.

The group discount is available in Lewisburg and Selinsgrove for $700, and in Danville and Bloomsburg for $600. Interested Milton homeowners can contact Doug Diehl at 570-742-8759 or ddiehl@miltonpa.org or SEDA-COG’s Geralee Zeigler at 570-524-4491 ext. 7218 or gzeigler@seda-cog.org.

Homeowners in Lewisburg, Selinsgrove, Danville, and Bloomsburg also may contact Zeigler for more information.

SEDA-COG’s Flood Resiliency Program offers services related to flood resiliency and mitigation assistance both within and outside of its 11-county region. Its goal is to help break the damage cycle and stop its drain on people and communities. For more information, visit https://seda-cog.org/departments/flood-resiliency/.

The time is now to prepare your flood-prone property by reducing risk and damages before the next flood. Investments in flood mitigation could lead to reduced flood insurance costs as well.

Lewisburg homeowners who live in the 100-year floodplain (Zone AE) are encouraged to secure an elevation certificate either through the SEDA-Council of Governments (SEDA-COG) Flood Resiliency Program or a local engineering firm to help homeowners understand their risk.

SEDA-COG has negotiated a group rate through Orangeville Surveying Consulting Inc to complete elevation certificates that meet the Federal Emergency Management Agency (FEMA) standards. Interested homeowners can contact Geralee Zeigler at gzeigler@seda-cog.org or 570-524-4491 ext. 7218.

An Elevation Certificate is a valuable document. It records important features of the property, including its unique location within the floodplain and elevation of a building’s lowest floor. This certificate is used by insurance agents to determine flood insurance premiums and it is used by the Borough’s Codes Office to ensure that all new construction is located above the base flood elevation, thereby decreasing the amount of flood damage in the future. Elevation Certificates provide property owners the information necessary to help determine flood risk factors as well as options for insuring and mitigating the risk.

“Homeowners have many options for flood mitigation such as installing flood vents, raising their utilities above base flood elevation, elevating the home, and a variety of wet and dry floodproofing tactics. These mitigation measures help reduce the risk and damage of flooding if done in compliance with the floodplain ordinance standards and the information provided on an elevation certificate will help determine which measures are most appropriate for each unique situation,” said Kim Wheeler, Lewisburg Borough’s Special Project’s Coordinator.

SEDA-COG’s Flood Resiliency Program offers services related to flood resiliency and mitigation assistance both within and outside of its 11-county region. Its goal is to help break the damage cycle and stop its drain on people and communities. For more information, visit https://seda-cog.org/departments/flood-resiliency/.