Application window open for Northumberland County entities to apply for COVID relief funds

The application window is open for Northumberland County businesses, organizations, and municipalities to apply to receive part of an $8.2 million grant the county received to assist them with COVID-19 expenses.

The deadline to apply to the county is Aug. 24. The funds do not have to be repaid.

The COVID-19 County Relief Block Grant (CRBG) funds must be for the prevention, preparedness, and response to the COVID-19 crisis. Funds must be used to assist municipalities, small business grants, and nonprofits to pay for any COVID-related cost they have incurred. The grant is from the Coronavirus Aid, Relief, and Economic Securities Act (CARES Act), through the state Department of Community and Economic Development (DCED).

SEDA-Council of Governments (SEDA-COG) is assisting the county by providing professional expertise and grant administrative services, as well as activity development and management to ensure accuracy and adherence with federal and state regulations.

County Commissioner Samuel J. Schiccatano said this initial assessment will help establish the need throughout the county and described the information they’re seeking.

“The county is requesting information on any COVID-related expenses that your municipality or organization has spent since March 1, 2020 or anticipates spending by Dec. 30, 2020. The county also is seeking information on any expense or projected expense in your budgets that stems from the COVID-19 crisis. The CRBG funds may be able to assist in recouping these financial hardships, but first we must be able to quantify these expenses,” Schiccatano said.

He said that while they will do their best to meet the eligible needs submitted, sufficient funds may not be available for every need.

To submit information by Aug. 24, visit www.norrycopa.net/index.php/planning/ and complete the CARES Act Needs Assessment form. Send the completed form to Justin Skavery, county planning coordinator, at justin.skavery@norrycopa.net or 399 Stadium Drive, Sunbury, PA 17801.

For more information, contact Skavery at the above email address or 570-988-4220 or Geralee Zeigler of SEDA-COG at gzeigler@seda-cog.org or 570-524-4491 ext. 7218.

As a community and economic development agency, SEDA-COG enhances the quality of life and economic advantage for residents and businesses in 11 central Pennsylvania counties through its vital partnerships and initiatives. SEDA-COG also is an advocate for the interests of its communities at the state and federal levels. For more information, visit www.seda-cog.org.

SEDA-COG Awarded $6.3 Million for Small Business Relief

More relief for small businesses is on its way with additional loans through SEDA-Council of Governments (SEDA-COG), a regional community and economic development agency in Lewisburg.

The U.S. Economic Development Administration (EDA) awarded SEDA-COG $6.3 million from the CARES Act.

“The CARES Act succeeded in supporting employers and employees in the midst of the COVID-19 pandemic,” said Congressman Dan Meuser (PA-09). This “announcement is great news for small businesses in the 9th District and across the Commonwealth. CARES Act Recovery Assistance grants will provide necessary capital for Pennsylvania businesses to safely reopen and help grow our economy.”

SEDA-COG Executive Director John Brown said the EDA is investing in SEDA-COG to respond to this crisis.

“We are pleased that EDA made this investment in SEDA-COG, a high-performing, regionally-focused agency committed to helping our region respond to this unprecedented challenge by using creative solutions to help meet the current needs of businesses and communities in this ever-changing economic climate,” Brown said.

SEDA-COG Business Finance Director Doug Wilburn said businesses’ needs have been heard and SEDA-COG and the EDA are committed to working to meet those needs.

“The EDA funding award to SEDA-COG will provide loans for businesses impacted by COVID-19 in the SEDA-COG region. We know there is hard work to be done and we are committed to doing our part to help alleviate the acute pain from the pandemic in our region,” Wilburn said.

The funding award will capitalize a new revolving loan fund (RLF) to alleviate sudden and severe economic issues caused by the COVID-19 pandemic for eligible small businesses in SEDA-COG’s region of Centre, Clinton, Columbia, Juniata, Lycoming, Mifflin, Montour, Northumberland, Perry, Snyder, and Union counties.

Businesses can apply for loans of at least $10,000. No payments are due in the first six months. There is a $500 underwriting fee and a $100 filing fee. Interested business owners should visit the website below for the application materials and send completed applications to SEDA-COG at the email address below.

During the COVID-19 crisis, unemployment rates have increased exponentially. Small businesses that were unable to operate remotely closed. Among the top issues identified during this crisis by the businesses was an immediate need for capital to keep businesses open.

In response to this need, SEDA-COG previously allocated $400,000 from an existing EDA award and this $6.3 million is in addition to that prior award.

For more information, visit https://seda-cog.org/covid-19/ or contact SEDA-COG’s Business Finance Department at eda@seda-cog.org.

SEDA-COG enhances the quality of life and economic advantage for residents and businesses in 11 central Pennsylvania counties through its vital partnerships and initiatives. SEDA-COG also is an advocate for the interests of its communities at the state and federal levels. For more information, visit www.seda-cog.org.

Discounted elevation certificates for Milton homeowners

Milton homeowners who live in the 100-year floodplain (Zone AE) can get discounted elevation certificates that can reduce their flood insurance costs.

The Federal Emergency Management Agency (FEMA) elevation certificates cost $700 for these homeowners. This is a discounted group price that SEDA-Council of Governments (SEDA-COG) negotiated with Orangeville Surveying Consultants Inc. Without the discount, the rate can be as expensive as $2,000.

Elevation certificates compare a structure’s elevation to the base flood elevation shown on the map being used for rating and determine the cost to cover flood risk. If the certificate shows the property at a high elevation, it will lower the flood insurance cost.

“The elevation certificate can be a useful tool when comparison shopping for flood insurance from the National Flood Insurance Program (NFIP) versus the private insurance market,” said Doug Diehl, Milton Borough’s zoning and code enforcement officer and floodplain manager. “You also can know the flooding frequency, history, and depths.”

Diehl said several local municipalities are involved in the Community Rating System (CRS). By meeting CRS requirements, a municipality can achieve a specific class designation which in turn gets the resident of that municipality an automatic flood insurance rate discount through the National Flood Insurance Program, which is not applicable to the privatized flood insurance market.

The group discount is available in Lewisburg and Selinsgrove for $700, and in Danville and Bloomsburg for $600. Interested Milton homeowners can contact Doug Diehl at 570-742-8759 or ddiehl@miltonpa.org or SEDA-COG’s Geralee Zeigler at 570-524-4491 ext. 7218 or gzeigler@seda-cog.org.

Homeowners in Lewisburg, Selinsgrove, Danville, and Bloomsburg also may contact Zeigler for more information.

SEDA-COG’s Flood Resiliency Program offers services related to flood resiliency and mitigation assistance both within and outside of its 11-county region. Its goal is to help break the damage cycle and stop its drain on people and communities. For more information, visit https://seda-cog.org/departments/flood-resiliency/.

Lewisburg Homeowners: How will you prepare for the next flood?

The time is now to prepare your flood-prone property by reducing risk and damages before the next flood. Investments in flood mitigation could lead to reduced flood insurance costs as well.

Lewisburg homeowners who live in the 100-year floodplain (Zone AE) are encouraged to secure an elevation certificate either through the SEDA-Council of Governments (SEDA-COG) Flood Resiliency Program or a local engineering firm to help homeowners understand their risk.

SEDA-COG has negotiated a group rate through Orangeville Surveying Consulting Inc to complete elevation certificates that meet the Federal Emergency Management Agency (FEMA) standards. Interested homeowners can contact Geralee Zeigler at gzeigler@seda-cog.org or 570-524-4491 ext. 7218.

An Elevation Certificate is a valuable document. It records important features of the property, including its unique location within the floodplain and elevation of a building’s lowest floor. This certificate is used by insurance agents to determine flood insurance premiums and it is used by the Borough’s Codes Office to ensure that all new construction is located above the base flood elevation, thereby decreasing the amount of flood damage in the future. Elevation Certificates provide property owners the information necessary to help determine flood risk factors as well as options for insuring and mitigating the risk.

“Homeowners have many options for flood mitigation such as installing flood vents, raising their utilities above base flood elevation, elevating the home, and a variety of wet and dry floodproofing tactics. These mitigation measures help reduce the risk and damage of flooding if done in compliance with the floodplain ordinance standards and the information provided on an elevation certificate will help determine which measures are most appropriate for each unique situation,” said Kim Wheeler, Lewisburg Borough’s Special Project’s Coordinator.

SEDA-COG’s Flood Resiliency Program offers services related to flood resiliency and mitigation assistance both within and outside of its 11-county region. Its goal is to help break the damage cycle and stop its drain on people and communities. For more information, visit https://seda-cog.org/departments/flood-resiliency/.